BusinessInsurance

Business Insurance

Business Insurance

Whether you have just served your first customer or you have been in business for many years, it’s important to make sure you have the right business insurance. Don’t risk wasting all the effort you’ve put into building your business by not protecting your assets from unexpected events.

There will invariably be circumstances that are outside of your control no matter how much time you’ve spent planning and preparing. Having cover in place to financially protect your business today will ensure you’ll be in business tomorrow.


What does business insurance cover?

Business insurance provide cover for your business (including the premises and contents) against loss, damage or theft. You can also select cover against financial loss from an interruption to the business from an insured event.


What can be covered?

Cover options:

Material damage loss:

  • Damage or theft of office contents or stock
  • Damaged buildings
  • Portable valuables
  • Glass
  • Money
  • Machinery Breakdown

Financial Loss:

  • Business interruption

What is not covered:

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Flood damage is generally excluded from standard policies
  • Known claims and circumstances

Cover options:

Material damage loss:

  • Damage or theft of office contents or stock
  • Damaged buildings
  • Portable valuables
  • Glass
  • Money
  • Machinery Breakdown

Financial Loss:

  • Business interruption

What is not covered:

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Flood damage is generally excluded from standard policies
  • Known claims and circumstances

What's the right kind of insurance for your business?

The type of cover and amount you select will depend on the nature of your business and the areas you consider to be most at risk. We let you pick and choose the cover options that best suit your business. You can also include ‘public liability insurance’ to ensure you are  covered  for  costs of a legal claim should a third party get injured or suffer property damage while you are doing business.

We understand that looking after a small business is a big responsibility and that’s why you are able to choose from a range of cover options, which suit a variety of businesses.

When selecting your cover it’s worth thinking about some of the following risk areas, which ones impact you the most and how much cover your business would need should things not quite go to plan.

  • Public Liability
  • Building & Contents
  • Glass
  • Tax Audit
  • Business Interruption
  • Theft
  • Money
  • Employee Dishonesty
  • General Property
  • Machinery Breakdown
  • Electronic Equipment
  • Goods in Transit

Click hereto receivea quote.

Get instant quotes

Our Price Promise

Live insure is committed to offering you the best possible price for your insurance cover. If you’ve purchased a policy from us and have received a cheaper quote for comparable coverage, let us know and we’ll fix it.

Our other products:

Management Liability

Cyber Liability

Tax Audit Insurance

Professional Indemnity Insurance